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The original motor trade insurance specialists

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Core Products

ROAD RISKS

Whether you take the wheel of your customers’ vehicles or drive your own as part of your day-to-day business, then Road Risks cover is for you. And that’s exactly what we offer.

LIABILITY INSURANCE

If you’ve got people working for you, or if you have customers regularly visiting your site, you’ll need to think about Liability insurance. We’re here to help keep you covered.

PREMISES INSURANCE

If you work from a premises, it’s likely you’ll have spent a lot on your tools, equipment or vehicle stock – and the last thing you want is any loss or damage. That’s where we can keep you safe.

Get in touch

Why Choose Road Runner?

“Brilliant service, have been renewing every year for about 15 years now.”
– Jamie, Feefo

“Recommended to me by a colleague Roadrunner’s services were straightforward and efficient. The online aspect means I can add to my policy as and when I need to but they also have customer services to speak to if I need it. Overall a great service.”
– Luis, Feefo

“I have been with Road runner for many years now and they have always looked after me, the service is second to none”
– Nigel, Feefo

Welcome to Spanner’s Garage

Hi there, I’m Spanners, Road Runner’s new ‘Branch Manager’!

I like to reward all of our customers by inviting them to enter loads of competitions. I’ve got UberEats vouchers, football shirts, and tickets for events to give away – there’s even a £500 tool voucher stashed in the den ready to be won. On occasion, you may be lucky enough to grab a toy of me, but they are very rare, so you’ll have to be lucky.

As soon as you become a customer, you’ll get access to all of my great competitions. Oh, and we’ve got an incredible Loyalty Scheme coming very soon.

Don’t forget to follow us on our socials.

Trades we cover

Whether you’re a mechanic, valeter, sales person, auto electrician, full time or part time, working from home or from a business premises, Road Runner are here to help.

Here are all the trades we can cover

Accessory fitters

Alternative fuel converters

Air conditioners

Auto-electricians

Bodyshops

Classic car specialists

Coach trimmers

Crash repairs

Delivery agents

Diagnostics

Engineering workshops

Exhaust, tyre and windscreen fitters

Importers

Mechanical repairers

Mobile repairers, fitters, tuners, mechanics

MOT stations

Part-time traders

Performance & tuning workshops

Recovery agents

Repair & Servicing

Scrap and salvage

Smart repairs

Sound and security

Valeters

Vehicle enhancers

Vehicle Sales

Wheel refurbishment

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Who we cover – at a glance

We can help if you are:

A sole trader, partnership, or limited company

Full or part-time in the trade

Based in England, Wales, or Scotland (If you live in Northern Ireland, please call Abbey Bond Lovis on 028 9099 3600 to talk through your needs. In Northern Ireland, our Road Risks, Liability and Premises products are only available via Abbey Bond Lovis and slightly different conditions apply)

At least 23 years old (there are certain restrictions for drivers under 28 years old as well)

An experienced trader – whether you’re well-established or starting a new venture.

And if you work with:

Standard cars and light commercial vehicles

Motorbikes, trikes, scooters, or mopeds

Sports and high-performance vehicles

Commercial vehicles (up to 7.5 tons, or a recovery vehicle up to 17.5 ton)

Motorhomes, caravanettes and campers

Classic, vintage, and veteran cars

Foreign vehicles and grey imports

Kit cars

Q plates

Modified vehicles

Agricultural plant and machinery

People carriers and minibuses (with up to 17 seats)